Cheap vs DIY vs Professional Property Management in Kissimmee

If you own rental property in Kissimmee, you’re facing a critical decision that will determine whether you make money or lose it: Should you hire bargain-basement property management, try to self-manage, or invest in professional management?

This guide lays bare what happens under each scenario. Read it not as marketing, but as a roadmap of real consequences that play out in properties across Central Florida every single month.

The Horror Story That Happens More Often Than You Think

A property owner in the Orlando area hired a management company because the fees were cheap. At first, everything seemed fine. Then one day, the owner decided to visit their property.

The smell hit them before they could even open the door.

Inside: dog urine saturating the walls, roaches scattering across the floor, walls gouged and cracked, cupboards broken, appliances smashed or missing. The kitchen needed complete replacement. Paint had to be stripped inside and out. Bathroom fixtures required replacing.

The tenants had done a runner—packed up and left the property in ruins. And the owner had no idea any of it was happening.

By the time the owner hired restoration specialists and addressed the damage, they had spent $15,000 just to make the home habitable again.

This wasn’t inevitable. This was the direct result of choosing bad cheap management.

Diy Cheap Property Management Kissimmee

Why Cheap Management Always Has a Hidden Price

When a property management company charges rock-bottom fees, someone pays the real cost. Usually, it’s you—through damaged property, lost rent, evictions, and legal headaches.

Here’s what cheap management actually means operationally:

No Proper Tenant Screening

Cheap managers can’t afford to do thorough screening. That means:

  • Limited or no credit checks
  • Cursory background checks (if any)
  • No employment verification (or minimal verification)
  • Skipped reference checks from previous landlords
  • Accepting applications with red flags that should have disqualified applicants immediately

The math is brutal: Proper tenant screening costs money upfront. When a manager charges 4-5% fees instead of 8-10%, they cannot absorb that cost. So they cut corners. Applications get approved faster. Bad tenants get through the gate. And those bad tenants know they got lucky.

No Property Checks or Inspections

Professional managers conduct regular property inspections. Cheap managers don’t, or do them sporadically.

Without inspections, this happens:

  • Unapproved pets are never discovered
  • Water leaks continue for months, causing structural damage
  • Mold develops in walls and HVAC systems
  • Additional unauthorized occupants remain hidden
  • Hoarding and filth accumulate
  • Maintenance issues compound into major repairs
  • Lease violations go unenforced

By the time you discover the problem, the repair bill is three times what it would have been if caught early.

No Accountability or Follow-Through

Cheap managers disappear when problems start. Your calls go unreturned. Tenant complaints get ignored. Maintenance requests pile up. You’re checking in constantly, trying to find out what’s happening at your property.

This is when owners often give up and look for a different manager—wasting months of lost opportunity and escalating problems.

No One There When Things Go Wrong

When a tenant stops paying rent, when a pipe bursts, when a serious issue emerges at 2 AM on a Saturday, a cheap manager is nowhere to be found. There’s no 24/7 support, no escalation protocol, no one empowered to act.

Problems fester. Tenants get emboldened. Situations that could have been resolved quickly instead spiral into disasters.

The Self-Management Trap: It Seems Easy Until It Isn’t

After seeing what cheap management can do, some owners think, “I’ll manage this myself. How hard can it be?”

At first, it feels simple. You collect applications. You chat with the tenant. You get a “good feeling.” You hand over the keys.

Then everything is quiet.

Until it isn’t.

The Excuses Begin

The first missed rent payment always comes with an explanation. And it usually sounds reasonable:

“I’m so sorry, I had identity theft—my bank froze my account.”

“My employer cut my hours this month, but I’ll be back on track next week.”

“My car broke down and I had to pay for repairs immediately.”

“My partner left me. I’m dealing with the heartbreak and the bills.”

(Later, you discover the partner never actually left. The tenant just needed more time to disappear.)

The second missed payment comes with a different story—still sympathetic, still tugging at your heartstrings:

“My parent passed away. I need time, and I’m paying for funeral costs.”

Then the phone calls stop being answered. Messages go to voicemail. Texts sit on ‘read’. And you start to panic because you don’t know the legal process, feel guilty about pushing for payment during someone’s “hard time,” and hope things will somehow sort themselves out.

But they never do. Not once.

Here’s the truth: self-managing owners eventually discover:

Tenants who intend to pay… pay. Tenants who don’t intend to pay… give stories.

A professional property manager recognizes this instantly. An inexperienced owner does not.

While the manager is documenting, issuing proper notices, keeping communication tight, and protecting the owner’s legal standing from day one, the self-managing owner is getting pulled into emotional negotiations, missing legal deadlines, and gradually losing standing in the eyes of the law.

When the Excuses Stop, the Real Problems Begin

Most self-managing owners think the hardest part of renting is choosing the right tenant. They’re wrong.

The real danger begins after the first missed rent payment. Once a tenant falls behind, everything else starts slipping, and self-managing owners quickly find themselves dealing with problems they never imagined.

Problem #1: Inspections Don’t Happen—and Damage Grows

A professional manager knows that a missed rent payment is often the first sign of deeper issues:

  • Unapproved pets
  • Additional occupants living in the unit
  • Hoarding
  • Drug use
  • Lack of cleaning and maintenance
  • Water leaks or ignored maintenance

But self-managing owners feel uncomfortable “invading the tenant’s space,” so they avoid inspections. They delay them. They make excuses.

Behind that closed door? Conditions quietly worsen. Damage accumulates. By the time the owner finally enters, they’re shocked. The repair list is three times longer than it needed to be.

Problem #2: Maintenance Requests Get Weaponized

When a tenant isn’t paying rent, they often start making unreasonable demands:

“The AC doesn’t work—I’m not paying rent until it’s fixed.”

“The fridge is broken—you owe me a reimbursement.”

“There’s mold—this is your fault.”

The owner, wanting to be “fair,” tries to handle things informally.

That’s when the legal danger kicks in.

In Florida, maintenance, habitability, and rent collection are all tied to specific legal procedures. If an owner gets the sequence wrong—even once—the tenant can legally stop paying rent without penalty. They can even file a counterclaim. And suddenly the owner is the one who’s lost legal standing.

A professional manager never lets this happen because they know exactly which steps to follow in which order.

Problem #3: Legal Notices Are Filed Incorrectly or Not at All

Florida eviction law is strict, specific, and unforgiving. Many self-managing owners—especially UK owners unfamiliar with US law—don’t know the requirements.

In Florida, when a tenant is three days late with rent (excluding Saturday, Sunday, and legal holidays), the landlord can give a three-day notice to pay rent or move out. But this notice must:

  • Be in exact statutory wording
  • Be delivered according to specific rules
  • Exclude the correct days from the count
  • Be properly documented and filed

Many self-managing owners assume a polite email is enough. It isn’t. Many assume a text message counts. It doesn’t. Some owners think posting a notice on the door handles the requirement. It doesn’t—Florida law requires landlords to mail termination notices to tenants, and if the tenant no longer lives at the rental, the landlord can leave a copy of the notice at the rental.

If any part of the process is wrong, the clock resets. The tenant gets more time in the home without paying. Tenants who know the system love dealing with inexperienced owners because they know exactly how to drag the process out.

Problem #4: Eviction Becomes a Months-Long Nightmare

By the time a self-managing owner reaches this stage, they’re frustrated, emotionally exhausted, and financially bleeding. But without proper documentation or legal notices, the eviction attorney has to start from zero.

The eviction process in Florida works like this:

After the three-day notice period expires without payment, the landlord can file an eviction lawsuit. The tenant then has five days (excluding weekends and legal holidays) to respond in writing to the court. If the tenant doesn’t respond and the landlord’s documentation is proper, a default judgment can be entered. But if the tenant does respond and the case goes to court, tenants can use valid defenses such as the landlord making procedural mistakes during the eviction (for example, improperly serving a notice or not waiting long enough before filing the eviction lawsuit), or the landlord’s failure to maintain the rental unit according to law.

When a self-managing owner hasn’t followed procedures correctly, tenants have real defenses. Cases get dismissed. The process starts over. Additional months pass with the tenant living rent-free while the owner pays attorneys and accumulates legal bills.

Filing fees for an eviction lawsuit range from $185 to $400, depending on the county. Service fees for delivering the eviction notice by a sheriff or process server usually cost between $40 and $60. If the case goes to court, attorney fees can add several hundred to a few thousand dollars, depending on the complexity and length of the proceedings.

This is exactly how the Orlando owner ended up with a $15,000 damage bill. Self-management didn’t save them money—it magnified every part of the loss.

Professional Property Management: What You’re Actually Paying For

Professional Property Management Kissimmee Ready House

When you hire professional management—not cheap management, but actual professional property management—you’re not buying a service. You’re buying protection.

Here’s what that protection actually includes:

1. Thorough Tenant Screening—No Guesswork

Good tenants aren’t found by luck. They’re found through experience and systems.

Professional screening includes:

  • Employment verification, income confirmation, credit checks, previous landlord references, and identity verification
  • Criminal background checks searching multiple databases and years of history
  • Careful evaluation of application discrepancies
  • Verification of all stated income and employment (not self-reported)
  • Reference calls to previous landlords (not just checking boxes—actual conversations)
  • Credit analysis specific to rental risk, not just credit score

Bad tenants know which managers are easy to get past. Professional managers aren’t easy targets.

2. Regular Inspections—Issues Caught Early, Not Months Later

While self-managing owners avoid inspections and cheap managers skip them, professional managers schedule them regularly.

This prevents:

  • Damage from escalating into major repairs
  • Unapproved pets from destroying carpet and walls
  • Additional occupants from straining utilities and property
  • Maintenance issues from becoming structural problems
  • Cleanliness violations from turning into health hazards
  • Lease violations from continuing unchecked

This alone saves owners thousands—sometimes tens of thousands—over the life of the investment.

3. Maintenance Handled the Right Way

When tenants stop paying rent, they often weaponize maintenance. They use it to stall. To manipulate. To deflect attention from non-payment.

But with professional management:

  • All maintenance is documented
  • Vendors are licensed and insured
  • Repairs are handled promptly by verified professionals
  • Communication is logged and dated
  • Tenants cannot use maintenance as an excuse not to pay rent
  • The owner is protected legally and financially

A professional manager ensures that maintenance issues are addressed properly and separately from rent collection. The two issues never get tangled together.

Florida rental law is strict. Missing one step can cost an owner a full month of rent—sometimes more.

Professional managers ensure:

  • Notices are drafted with correct wording matching statutory requirements
  • Delivery is compliant with Florida law (by mail, hand-delivery, or posting at the rental)
  • Timeframes are followed precisely (three days for non-payment, excluding weekends and legal holidays)
  • Documentation is complete and dated
  • Proof of service is maintained

Owners don’t have to worry about what they don’t know. Professional managers take care of everything, and they maintain the legal foundation that makes evictions swift and successful when needed.

5. Fast, No-Drama Evictions (When Needed)

Evictions are rare when tenants are screened correctly. But when a tenant crosses the line, professional managers act swiftly and professionally.

Because everything has been documented from day one, evictions avoid:

  • Delays caused by procedural errors
  • Reset notices due to incorrect service
  • Legal loopholes tenants exploit
  • Tenant games and manipulation
  • Confusion and panic

The owner gets to take possession of their property quickly, with minimal losses and without the emotional drain of months of uncertainty.

6. Transparent Accounting—Owners Never Chase Information

Many self-managing owners feel in the dark. Many cheap managers go silent when you ask for records.

Professional managers provide:

  • 24/7 online access to statements
  • Full accounting records with dates and amounts
  • Maintenance logs showing what was done and when
  • Vendor invoices and proof of payment
  • Year-end tax summaries
  • Clear breakdown of income vs expenses
  • Mobile access to check your account anytime

There’s no guessing. No confusion. No nasty surprises on tax day.

7. Treating Every Home Like It’s Their Own

This is where family-owned, accountable management shines. Large companies treat owners like numbers. Cheap companies treat homes like burdens.

Professional managers treat properties like investments worthy of respect, care, and accountability.

When a professional manager handles your home, it only goes in one direction: up—in value, in condition, and in stability.

The Kissimmee Market: Why Professional Management Matters Now

The Kissimmee market has evolved. While the area remains attractive to renters and investors, market conditions have tightened. Days-on-market have increased. Inventory has grown in some areas. Price softening has occurred.

In this environment, professional property management isn’t a luxury—it’s a necessity.

  • Correct pricing with professional market analysis ensures your property attracts tenants quickly without sitting vacant for months.
  • Professional screening ensures you get reliable tenants who stay longer and pay on time, not desperate applicants who damage property.
  • Proper maintenance and inspections protect your asset in a market where damage and deterioration directly impact future resale value.
  • Legal compliance and documentation protect you from tenant disputes and ensure evictions proceed smoothly if needed.

In a buyer’s market, margin for error is zero. You can’t afford vacancy. You can’t afford problem tenants. You can’t afford cheap shortcuts.

The Math That Matters

Let’s do simple math:

Scenario A: Cheap Management

  • Monthly fee: 4%
  • Property rent: $1,500/month
  • Monthly savings vs. professional: $60
  • Tenant problem: One bad tenant keeps property for 6 extra months while eviction proceeds
  • Lost rent during eviction process: $9,000
  • Property damage: $8,000
  • Legal fees: $2,000
  • Total loss: $19,000

Scenario B: Professional Management

  • Monthly fee: 8% (our lowest property management fee)
  • Property rent: $1,500/month
  • Monthly cost vs. cheap: $60
  • Tenant quality: Screened carefully, pays on time, stays 3+ years
  • Lost rent due to vacancy: $1,500 (one month between tenancies in 3 years)
  • Property damage: $0 (inspections catch issues early)
  • Legal fees: $0
  • Total cost over 3 years: $4,320
  • Net benefit: You actually make more money

The choice isn’t even close.

What Every Owner Eventually Learns

It’s far cheaper—and far less stressful—to hire the right management company from the very beginning.

Cheap management companies promise the world. Until something goes wrong. Then they disappear.

Self-management seems simple. Until tenants stop paying. Then it becomes a second job you never wanted.

And tenants who “seem lovely” during a viewing can become unrecognizable the moment they fall behind.

Every owner who has lived through the chaos of bad management or self-management says the same thing in the end:

“I thought I was saving money. I wasn’t.”

The Orlando owner with the $15,000 damage bill certainly didn’t save anything. They learned—the hard way—that cheap management was the most expensive decision they ever made.

The Investment You Can’t Skip

Your Kissimmee rental property isn’t just a house. It’s an investment. A long-term strategy. A financial asset that deserves protection, not risky shortcuts.

Professional property management:

  • Solves the screening problem before it starts
  • Prevents vacancy through smart pricing and tenant placement
  • Protects against damage through regular inspections
  • Ensures legal compliance so evictions work
  • Provides transparent accounting so you know your actual returns
  • Handles the stress so you can sleep at night
  • Keeps your property generating consistent income for years

This is the difference between owners who make money and owners who hope for the best.

The choice you make determines which one you’ll be.

One Final Truth

An inexperienced property manager or self-manager learns their trade at your expense. You’re not just hiring cheaper service—you’re volunteering to be their training ground while they figure out tenant law, screening procedures, and maintenance protocols.

Your $15,000 in damages could be someone else’s education budget.

Don’t gamble with your home. Don’t gamble with your investment. Don’t gamble with your peace of mind.

Hire professional management from day one. Invest in protection. Build consistent returns. And sleep soundly knowing your asset is being treated like the investment it actually is.

Anne-Marie McCormack
Anne-Marie McCormack

Anne-Marie McCormack has been a Florida licensed Real Estate Broker since 1996. She has worked as a realtor in property management, rentals and sales in Kissimmee, Davenport, and Orlando, Florida since 1991.

She heads the team at McCormack Realty & Renters Choice Homes and has lots of experience with long-term and short-term rentals and sales. . Anne-Marie owned and operated a short-term-rental, property management company from 1994-2004. Since then McCormack Realty & Renters Choice Homes has focused on long-term rentals and sales of residential, investment homes and vacation homes also known as holiday lets.

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